Avoiding Wage Garnishment: Working With Debtors When You Are Risking A Judgement Against You

Posted on: 9 September 2016

When debt has gone out of control, it can feel almost impossible to get your finances back in order. If you owe money and you are at risk for a wage garnishment, working with the person or company you owe money to before there is a judgement against you is your best option. Whether you negotiate a repayment plan or pay a lump sum to pay off your debts, it is difficult to negotiate once there is a judgement against you. [Read More]

Depressed? What To Know About Collecting Social Security

Posted on: 20 July 2016

The Social Security Administration (SSA) provides monthly benefits for those unable to work because of certain medical conditions, and those who qualify are not restricted to just physical ailments. A number of mental disorders are recognized by the SSA, and depression is one of those. This disease is widespread, affecting some 14.8 million people in the United States, and those who suffer from it sometimes find it impossible to work at their jobs. [Read More]

Are Payday Loans Dischargeable Debt?

Posted on: 20 July 2016

Payday loans are often a financial option of last resort, but in an emergency you may have few choices. Sudden car repairs or the need to go to the doctor can catch anyone by surprise. If your financial state continues to worsen, however, you may be considering bankruptcy. During the filing process, you may begin to wonder if your payday loan can discharged with your chapter 7 bankruptcy filing. After all, you want to ensure that your bankruptcy takes care of as much debt as possible. [Read More]

How Startups Can Prevent Injuries In Their Offices

Posted on: 20 July 2016

Have you just opened your first office? You should be wary of office injuries; it's not just manufacturing factories that have to deal with workplace accidents. Office injuries will increase your workers' compensation insurance rates, and increasing premiums isn't something you are probably prepared for at this early stage of your entrepreneurship life. Take these precautions to prevent office injuries: Maintain Your Office Properly A properly maintained office is less likely to lead to accidents than a poorly maintained one. [Read More]